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Can I refi with a 97 LTV or no appraisal?

I was all set to refi on a 30-yr but my appraisal came in surprisingly low and put my LTV at 97% I think I got jipped on the appraisal (but who doesn't...

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Re: Can I refi with a 97 LTV or no appraisal?

My wife and I are in the same boat. Needed our appraisal to come in at 360k and it came in at 350k. Put us right at 97% LTV. I figure we have two options...

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Re: Can I refi with a 97 LTV or no appraisal?

I think #2 works if you know you are going to stay in the house a while and you have 10k to pay down your loan. Even so, you might want to wait to see...

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